Money & Markets|A Trader's Story

The 'Stock Renting' Loophole: How I Get Paid Every Monday From Stocks I Don't Own

A former New York Stock Exchange floor trader showed me how Wall Street firms get paid on stocks they don't buy. The cash is paid into my account on Monday morning, and it's mine to keep whether the stock goes up, goes down or stays flat. It takes me about an hour a week.

Phone photo of a kitchen table on a Monday morning

You've Been Told There Are Two Ways to Make Money From Stocks. Wall Street Uses a Third One.

Split photo

If you've ever wanted to make money from the stock market, someone has probably told you there are two ways to do it.

Way one: buy stocks and wait. Ten years. Twenty years. Thirty. Then hope the price is higher when you need the money.

Way two: trade. Watch a screen all day, guess where a stock goes next, and try to be right more often than you're wrong.

The first way is slow. The second way loses most people money.

And both have the same problem. You only make money if the price moves the way you need it to.

There's a third way.

The professionals on Wall Street have used it for decades. On the trading floor, they call it "renting out" a stock.

You don't buy the stock. You get paid on day one. And the money is yours to keep whether the stock goes up, goes down or stays flat.

I do it every Monday morning. It takes me about an hour. Then I close the laptop and don't open my account again until Friday.

Last Monday, I collected $1,670 in that hour.

In this article, I'll tell you where stock renting came from. It isn't my idea, and I'll tell you whose it is.

I'll show you why the people who do it don't care which way the price goes.

And I'll show you real numbers from regular people who learned it from me.

One thing I won't do here is explain how it works. It takes a whiteboard and about an hour to show it properly. At the end, I'll tell you where I do that every week.

If you've ever looked at the stock market and thought "that's for people with more money and more time than me," please read this to the end.

Two Years Ago, I Lost Money Almost Every Week. I'm Not a Wall Street Guy.

A dark kitchen at 6 AM

My name is Ben.

I never worked at a bank. I never worked on Wall Street. Two years ago I was a regular guy trying to make extra money from the stock market.

And I was losing it, almost every week.

I'll be straight with you, because you've probably read articles like this before.

I didn't discover stock renting. I can't take credit for it. A man who spent years on the floor of the New York Stock Exchange showed it to me. I'll tell you about him in a minute.

First, here's what my weeks looked like before I met him.

I was up before the market opened. Coffee in one hand, phone in the other, watching the pre-market so I could place my trade before the opening bell.

Then I spent ten hours a day, five days a week, watching one number on a screen go up and down.

Some weeks I made money. Most weeks I lost all of it, and more.

I checked my phone at breakfast. I checked it at dinner. I spent Sundays worrying about Monday.

And every Sunday night I made myself the same promise. Next week will be different.

It never was.

Slowly, I started to believe something I never said out loud.

Maybe I just don't have what it takes to make money in the market.

I Bought a Ticket to One Last Trading Conference. I'd Already Decided to Quit.

A hotel ballroom seen from the back row

I was ready to quit.

But I wanted to give it one last try first. So I bought a ticket to a big trading conference.

It was a ballroom full of speakers, taking turns on stage. Rented Lamborghinis were parked out front.

Every speaker was selling the same promise: get rich fast.

I sat through a few talks. I felt worse than when I walked in.

So I left the ballroom and went down to the hotel bar. I wanted to tell myself that quitting was the right decision.

That's where I met the man who taught me stock renting.

The Man at the Bar Wasn't With the Conference. "None of Them Trade," He Told Me.

A dim hotel bar

There was one other man at the bar. Quiet. About my age.

He was watching the conference crowd walk past, and none of it seemed to impress him.

I sat two stools down and complained about the speakers.

"Oh, I'm not with that," he said. "I'm in town for a couple of days. Wrong hotel, wrong weekend."

He looked over at the ballroom.

"None of them trade, you know. Not really."

I asked how he could be so sure.

"I work on Wall Street," he said. "The way the professionals trade and the way those people trade are complete opposites."

Then he looked at the crowd going into the next talk, and he stopped smiling.

"It's a shame," he said. "There's a whole other side to this that nobody in that room will ever show them."

I asked what he meant.

He told me about the first thing he ever heard on the trading floor that made no sense to him.

A trader near him was bragging. "I rented out Apple this week."

Another one said he'd made two thousand dollars "renting out" Google.

"I had no idea what they were talking about," he told me. "You can't rent a stock."

It took him a full year to understand what they meant.

He Spent Years on the Stock Exchange Floor. Every Buyer and Every Seller Went Through Him.

The trading floor of the New York Stock Exchange

I call him Mr. V. He keeps his name private, and that's the only name he lets me use. You won't find him on a stage or on YouTube. He told me he never wants to be on either.

He started on the floor of the New York Stock Exchange younger than almost anyone. He worked a few feet from where they film the TV show Mad Money.

His job was designated market maker. Every buyer and every seller in dozens of stocks went through him, all day, every day.

Nothing traded in his stocks unless it went through him first.

"So I saw what regular investors never see," he told me. "I saw who was buying. I saw who was selling. And I saw which side left with the money every Friday."

On one side were the regular investors. Day traders. Newsletter readers. People at home trying to catch the next big move.

New names every week. The same losses every week.

On the other side were the professionals. The same few firms, week after week.

They got paid at the start of every week.

"They didn't need to be right about where a stock was going," he said. "That's the part that took me a whole year to understand."

It Was Never About How Smart You Are. It's About Which Side of the Trade You're On.

A man in his 40s on his couch at night, staring at his phone

Here's what I'd gotten wrong for two years.

Every trade has two sides. Someone on one side. Someone on the other.

When you make a short-term trade, you need the stock to move the right way, by the right amount, before a certain day. Miss any one of those three and you lose.

The professional on the other side needs none of those three things.

He gets paid at the start. Then he waits. Most weeks, the money stays his.

I had been on the paying side every single week. So had nearly every regular investor I knew.

It had nothing to do with how smart I was. I could have been the best stock picker in the world and still lost, because I was on the side that has to be right three times in five days.

I told Mr. V what my weeks looked like. Ten hours a day at a screen, for years.

He wasn't surprised.

"The hours were never the problem," he said. "You could put in a hundred hours a week and it wouldn't change anything. What matters is which side of the trade you're on."

That's why so many hard-working people lose money in the market. They aren't lazy. They aren't stupid. They're on the side that pays.

There Are 4 Ways Regular People Make Money From Stocks. Only One Pays You Before the Price Moves.

A man at a whiteboard, seen from behind, with a handwritten list: "1

Once I understood that, the next question was obvious. Which way should a regular person use?

1. Buy stocks and wait.
This works if you have decades. But you only make money if the price goes up. And you need a lot of money in the account before it pays you a real income.

2. Day trading.
You buy and sell during the day and try to catch small moves. It takes hours at a screen, and most people who try it lose money. I know, because I was one of them.

3. Short-term trades that need a big move.
This is what I was doing. You put a little money down for a big payout if a stock moves far enough by a certain date. The direction, the size of the move and the timing all have to go right. If one doesn't, the money is gone.

4. Stock renting.
You get paid on day one. You don't predict where the stock goes. The money is yours whether it goes up, goes down or stays flat. And it takes about an hour a week.

Ways 1, 2 and 3 all need the price to move the way you want. Way 4 is the only one that doesn't.

That's what the professionals Mr. V watched were doing.

But they had hundreds of millions of dollars. I needed to know if a regular person could do it too.

Mr. V Tested It With $2,500 of His Own Money. Today He Runs a Multi-Million Dollar Hedge Fund on It.

Close-up of a laptop open on a hotel bar, turned toward the camera

Mr. V had asked himself the same question.

Wall Street firms do this with hundreds of millions of dollars, thousands of positions at once and a full team watching them. A regular person has none of that.

So he put $2,500 into an account of his own to find out if it still worked small.

"It does," he told me. "But you have to change what makes it work. The firms win by doing thousands of them. On a personal account, you win by picking the right stocks."

He spent the next few years working out which stocks to use, which ones to skip and which weeks to sit out.

"Some weeks I lost money figuring it out," he said. "Most weeks I won."

Eventually he got it down to about an hour a week, from a regular brokerage account. No fund. No team. No trading floor.

Then he left the floor. Other people wanted to invest with him. Today he runs a multi-million dollar hedge fund on the same method.

I asked him to show me. He didn't answer right away.

I told him that conference was the last thing I was going to try before I quit.

He looked at me for a long time. Then he took his laptop out of his bag and set it on the bar.

"Here are the last couple of months in my own account."

Week one: a large, well-known company. He collected $420 on Monday. The stock barely moved all week. On Friday, the $420 was still his.

Week two: a different company. $380. Still his on Friday.

Week three: another few hundred dollars, collected Monday, still his on Friday.

"And those are the small ones," he said. "On my bigger accounts I've collected $2,700 or more from a single rental. Last year one of my accounts grew by 60%. That was $228,000."

So I asked the question you're probably asking. "What's the catch? This looks like guaranteed income."

"Nothing is guaranteed," he said. "Some weeks a stock drops. That's why you only use companies you'd be happy to own anyway. The rules for picking the stock matter more than anything else."

It was the most honest answer anyone gave me that whole weekend.

I Asked Why He Doesn't Teach It. He Said He Hates Cameras. So We Made a Deal.

Two men shaking hands across a hotel bar, cropped at the shoulders so neither face shows

"Then why don't you show people?" I asked. "All those people in the ballroom you just felt sorry for."

He shook his head before I finished.

"Because I'm a trader. I don't know the first thing about teaching, and I hate being on camera."

The one thing I've always been good at is taking something complicated and making it simple enough for anyone to follow.

So I offered him a deal.

He would teach me exactly how he does it. I would get it to every regular person I could reach. And he would never have to be on camera.

He put out his hand, and we shook on it.

For the next few months, I made him slow down and explain every decision he usually made in two seconds. Which stocks qualify. Which ones don't. When to skip a week.

We turned it into a short checklist. A stock passes three criteria, or you skip it that week.

No hunches. No reading charts all day.

Then I tested it on my own account.

Week one: $300. Week two: $272. Week three: $316.

No screen-watching. No panic on Friday. Just money paid into my account every Monday, from the other side of the same trades I'd lost on for two years.

I was the guy who'd decided he didn't have what it takes. Same person. Different side of the trade.

Then I Showed My Friends. Here's What Regular People Have Collected Since.

Four phone screens side by side, each showing a brokerage deposit notification: "+$426", "+$333", "+$342", "+$990".

Once it worked for me, I showed friends how to do it. Then friends of friends.

Most of them had lost money in the market and had nearly given up.

Josh did four rentals in one week. $426, $333, $342 and $990.

Carl collects about $700 a week, week after week. That's about $2,800 a month.

Richard is up $9,319 in three months.

Ryan collected $1,400 in a single week without looking at a chart.

John collected $453 on a single Friday.

Lance grew his account from $65,000 to $79,000 in five months, without day trading once.

Trevor collected $1,060 in two weeks on shares he already owned.

Julian's very first one went against him. The stock dropped. He followed the rules anyway. Thirty days later, he was $2,454 ahead.

None of them are hedge fund managers. None of them work on Wall Street. They're regular people who moved to the other side of the trade.

Every Sunday, I Show How It Works, Live. It's Called the Live Stock Renting Masterclass.

A home office set up for a live class, photographed from behind the presenter's chair: webcam, laptop with a red "LIVE" tag, whiteboard, notepad and coffee.

An article can't show you how stock renting works. You need to see it on a real account, with a whiteboard, one step at a time.

So every Sunday, I do exactly that. Live.

It's called the Live Stock Renting Masterclass. It starts every Sunday at [SUNDAY TIME + TIME ZONE] and runs about [CLASS LENGTH].

Here's what you'll see:

  • Why someone pays me before the stock moves, and why that money is mine whether the stock goes up, goes down or stays flat.
  • My real account, on screen. Last Monday's trades, one at a time, and what each one paid.
  • The three criteria a stock has to pass before I'll use it. Three, not thirty.
  • The one kind of stock you should never use. It looks like it passes every test, and it costs people more money than any other mistake.
  • What happens in the week a stock drops. Mr. V's real trade log, six trades in a row, including the bad week and what he did next.
  • How it fits into one hour on Monday morning, around a job and a family.
  • Your questions, answered live. Type them in the chat.

By the end, you'll understand why Wall Street firms collect money on stocks they don't own. And you'll know whether it's right for you.

You don't need a brokerage account to attend. You don't need any experience. Bring a pen and paper.

"My Trades Got Consistent": What People Who Learned It Say on Camera

Three video stills side by side

Student · Video testimonial

★★★★★ "My trades got consistent."

"My trades got consistent. I managed my risk better. I started consistently seeing returns on my investment."

Student · Video testimonial

★★★★★ "From about $10,000 to over $37,000."

"In just a matter of months, I was able to grow my account from just about ten thousand dollars to over thirty-seven thousand dollars with the help of this course."

Student · Video testimonial

★★★★★ "Two trades I followed, just blindly."

"I have two trades that I followed, just blindly, honestly. Which was, uh, ServiceNow, and then also Hood. Two huge wins on it."

That last one is my favorite. He didn't need instincts. He followed the checklist.

Who Should Come on Sunday, and Who Shouldn't

A video call grid on a laptop showing four people at home, each with a notepad and pen: a woman in her 60s, a man in his 30s in a work uniform, a couple at a kitchen table, a man in his 50s.

Come on Sunday if:

  • You have a job and can't watch a screen all day.
  • You're five or ten years from retiring and want money coming in every week after the paychecks stop.
  • You've lost money trading and you're close to giving up.
  • You've never traded and always assumed the stock market was for people with more money and more time.
  • You want the same income every week more than you want one big win.

Don't come if you want to triple your money by Friday on one lucky trade. That isn't what this is.

The word the people I've taught use most is "consistent." Money coming in, every week.

Stay for the Whole Class. If You Don't Learn Anything, You Get Your Money Back.

A phone screen showing a short email

Here's my promise.

Come on Sunday and stay until the end.

If you leave without learning something new about how money is made in the stock market, email [SUPPORT EMAIL] and we'll refund you in full.

No forms. No questions.

Why I Charge $3 for a Class I Could Give Away for Free

A hand holding a phone showing a Sunday calendar event: "Live Stock Renting Masterclass", "$3 seat reserved".

When a class is free, most people sign up and don't come. Or they come with the class in one window and their phone in their hand.

Stock renting takes about an hour of real attention to understand. I'd rather teach 50 people who are paying attention than 500 who aren't.

So I charge $3. It's enough that you'll put it in your calendar and show up. And it costs less than a coffee at most coffee shops.

For comparison:

  • The conference ticket where I met Mr. V cost me far more than $3.
  • Trading alert services charge hundreds of dollars a month. Trading coaches charge thousands.
  • In week one of the account Mr. V showed me, he collected $420 on a single stock.

$3. One Sunday. About [CLASS LENGTH]. Your money back if you learn nothing.

Reserve My $3 Seat for Sunday →
Live every Sunday · $3 · Full refund if you learn nothing

How to Get Your Seat in Under 2 Minutes

A phone showing a simple sign-up page with a name field, an email field and a button that reads "Reserve My $3 Seat."
  1. Click the button on this page.
  2. Enter your name and email. Use an email you check, because that's where the class link goes.
  3. Pay $3 with your card.
  4. Open the email with your link, and add it to your calendar.
  5. On Sunday at [SUNDAY TIME + TIME ZONE], click the link. Bring a pen and paper.

That's it. I'll see you there.

Get My $3 Seat →
Live every Sunday · $3 · Full refund if you learn nothing

If Nothing Changes, Next Monday Will Look Exactly Like Last Monday

A man at his kitchen table at 6 AM in the dark, looking at a phone with a tired face

Think about what happens if you close this page.

Next Monday, your money either sits in an account waiting for prices to go up, or you're back at a screen trying to guess where a stock goes next.

And on the other side of the trade, a professional gets paid at the start of the week. The same way they've been paid for decades.

I spent two years on the paying side because nobody had ever shown me the other one.

That wasn't my fault. It isn't yours either.

But now you know it exists.

My biggest regret about trading isn't any one bad week. It's the two years before I walked into that hotel bar.

One Hour on Monday Morning. Then the Rest of Your Week Is Yours.

A man walking out his front door on a Monday morning with a lunch bag, seen from behind

Picture a Monday a few weeks from now.

You sit down with a coffee. You go through a short checklist. You set up a few trades. The money is in your account before you finish the coffee.

Then you close the laptop.

On Tuesday you're at work, or with your kids, and you don't check your phone. There's nothing to check.

On Friday, the money is still there.

That's what the people I've taught wanted. They didn't want to become traders. They wanted money coming in every week, on top of the paycheck. Something consistent they could show their family.

That's what I want for you.

Come on Sunday. Give me about an hour, and I'll show you what Mr. V showed me at that hotel bar.

Yes, Save My $3 Seat for Sunday →
Live every Sunday · $3 · Full refund if you learn nothing

P.S. Remember what the trader on the floor said: "I rented out Apple this week." On Sunday, I'll show you exactly what he meant, on a real account. It costs $3, and you get your money back if you learn nothing.

Reserve My $3 Seat for Sunday →